19 Aug Affordable Insurance For Teen Drivers
If you have a teen driver getting ready to drive you may be in for a shock. Because of the lack of experience and high claims frequency many carriers add a huge surcharge for teen drivers. When adding your child it is important to take a look at the market and see who offers Affordable Insurance for Teen Drivers. A great direction to go is with a local broker who works with several carriers. Brokers work for you, and are the intermediary between you and the carrier.
3 Tips to Help Keep Your Teen Driver Safe
1. Keep The Cell Phones Off – On top of the laws that restrict cell phone usage, it is important to stress the importance of no cell usage while the car is on. This should not be limited to texting, but also to talking as well as using apps. Remember, it is not only the act of using a phone that is dangerous but also the distracting conversation that your teen driver is engaged in.
2. Choose a Safe Car – Research crash safety records as well as included safety devices.
3. Teach Defensive Driving – Teach your teen driver to analyze the road and to maintain proper distance all directions.
3 Tips to Help you Obtain Affordable Insurance for Your Teen Drivers
1. Good Grades – Maintaining above a 3.0 GPA can help you to save hundreds. One of the easiest methods to obtain Affordable Insurance for Teen Drivers is to utilize the good student discount.
2. High Deductibles – Selecting a high collision deductible for the car your teen will be driving can save upwards of 10%,
3. Pay Small Claims Yourself – If your teen has a small ding or causes a small amount of damage without causing injury please consider paying for the damage yourself. Small claims count just the same as large claims. A teen with claims on their record can make obtaining Affordable Insurance for Teen Drivers almost impossible.
Do you have any questions? We would like to help you. We understand that adding a teen driver to your policy can be expensive and stressful. As a brokerage we can shop your policy and see who will offer the most Affordable Insurance for Your Teen Driver. Please feel free to call us at 925-297-4202.
All information is general in nature and is intended to provide guidance only. It is up to you to request specific coverage options, the agency and agent do not bear this responsibility. Always read the policy if there is a questions about coverage or a claim. If any information herein should conflict with your actual policy’s specific language, the policy language will be controlling.