Bowling Alley Insurance

Bowling Alley Insurance

Bowling Alley Insurance

Bowling Alleys have several exposures that need to be addressed with the right Insurance coverages. There are several different types of Bowling Alley operations, which means it is especially important to customize the coverages to fit your Bowling Alley’s needs.

Bowling Alley Insurance – General Liability

First and foremost, every Bowling Alley should carry a General Liability policy. There is no exception to this as all Bowling Alleys have patrons that
can fall and injure themselves. Just carrying General Liability is not enough, there are other important coverages you should consider depending on your operations.

Bowling Alley Insurance – Snack Shop Restaurant Operations

If your Bowling Alley operations a snack shop or restaurant, there are additional coverages you should purchase. First, if you sell any alcohol, you should carry Liquor Liability, which can be endorsed on to your General Liability. This important coverage will cover Liability claims that are a direct result of alcohol consumption. It is also imperative that your carrier knows that you operate a restaurant. Not every Insurance carrier will provide coverage for deep frying or other Restaurant operations. This makes it especially important to make sure you have coverage for these operations.

Bowling Alley Insurance – Business Personal Property

Most Bowling Alleys have a lot of Business Personal Property. This property can include bowling balls, pins, equipment, computers, and more. This Business
Personal Property is the lifeline of your business, which is why it is so important to cover this equipment. In addition to Business Personal Property, you can purchase Business Income coverage, which will pay you for lost income as a result of a covered property loss.

If you own or manage a Bowling Alley and would like to learn more about Insurance, give us a call at 925-297-4829.

All information is general in nature and is intended to provide guidance only. It is up to you to request specific coverage options, the agency and agent do not bear this responsibility. Always read the policy if there is a questions about coverage or a claim. If any information herein should conflict with your actual policy’s specific language, the policy language will be controlling.

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