07 Jan General Liability for Commercial Janitorial Companies
General Liability for Commercial Janitorial Companies
If you own or manage a Commercial Janitorial Company, you are not required to carry General Liability. However, regardless of the requirements, General Liability is an important and affordable coverage that every Commercial Janitorial Company should carry.
General Liability for Commercial Janitorial Companies – Why Purchase General Liability?
There are several important reasons you should purchase General Liability for your Commercial Janitorial Company. First off, General Liability is affordable and offers several important coverage to protect your business. General Liability can cover property damage and bodily injury that is incurred due to your business operations. Another important reason to purchase General Liability is to get more business! These days many Commercial Property owners require their Janitorial Companies carry General Liability. With that said, this affordable coverage may help you get an account that you otherwise would have lost.
General Liability for Commercial Janitorial Companies – Getting the Best Rate
While General Liability is already a very affordable policy, there are often things you can do to obtain discounts. For one, you can often obtain a discount for having prior coverage without lapses. You can also obtain discounts for bundling your policy with other coverages such as Workers Comp, Business Personal Property, and Inland Marine coverage. If you are unsure which discounts you may be eligible, it doesn’t hurt to ask! Get in touch with your Agent/Broker and ask them if you are eligible for either of these discounts. A five minute phone call may be able to save you a lot of money!
General Liability for Commercial Janitorial Companies – Additional Coverages
There are additional coverages that you should consider in addition to the General Liability. Depending on your carrier, you may be able to bundle Business Personal Property or Inland Marine with your General Liability. Business Personal Property can cover your companies business computers, furniture, or other important property that your business relies on to do business. Alternately, you can often add Inland Marine coverage to your General Liability, which will cover your cleaning equipment while off-premises with you at jobsites. These coverages are often very affordable if you purchase them with the same carrier as your General Liability.
To Learn more about General Liability for your Commercial Janitorial Company, give us a ring! You can reach us a 925-297-4829.
All information is general in nature and is intended to provide guidance only. It is up to you to request specific coverage options, the agency and agent do not bear this responsibility. Always read the policy if there is a questions about coverage or a claim. If any information herein should conflict with your actual policy’s specific language, the policy language will be controlling.