Insurance for Book Stores

Insurance for Book Stores

Insurance for Book Stores

Like any Business, Book Stores should carry Insurance policies to protect the store in case of a claim. There are several programs and coverages available and we will break them down for you.

Insurance for Book Stores – Business Personal Property

Business Personal Property can cover a wide range of property. You can elect to cover your book inventory, computers, valuable paperwork, and more. This coverage is especially important for those Book Stores that have inventory of rare or expensive books. In addition to Business Personal Property, you should look into Business Income coverage, which can be endorsed on to the Property coverage. Business Income will pay out for lost wages due to a covered property loss. This simple, yet affordable coverage could save your business.

Insurance for Book Stores – General Liability

Another important coverage for any Book Store is General Liability. Many Book Stores have walk-in customers that can lead to accidents. These accidents could be expensive and you don’t want to get stuck paying out of pocket. General Liability is very affordable so there is no reason not to carry it. In addition, you can purchase a Business Owners Policy, which bundles the General Liability and Business Personal Property in a single, convenient policy.

Insurance for Book Stores – Workers Comp

Like with any business, Workers Comp is required if you have employees. When purchasing Workers Comp for your Book Store, check the quote carefully to make sure employees are correctly classified, as these classifications can affect pricing dramatically. If you are not sure which classifications should be used, give us a call and we will assist you.

To learn more about Insurance for Book Stores, give us a call at 925-297-4829.

All information is general in nature and is intended to provide guidance only. It is up to you to request specific coverage options, the agency and agent do not bear this responsibility. Always read the policy if there is a questions about coverage or a claim. If any information herein should conflict with your actual policy’s specific language, the policy language will be controlling.

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All information is general in nature and is intended to provide guidance only. It is up to you to request specific coverage options, the agency and agent do not bear this responsibility. Always read the policy if there is a questions about coverage or a claim. If any information herein should conflict with your actual policy’s specific language, the policy language will be controlling.



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