Insurance for Chiropractors

Insurance for Chiropractors

Insurance for Chiropractors

There are many important Insurance coverages to consider if you own or manage a Chiropractic office. In fact, there are so many programs available, it can be tough to determine which coverages you need. We will explain some of the most important coverages to make sure your Chiropractic office is protected.

Insurance for Chiropractors – Professional Liability

Professional Liability, also referred to Errors & Omissions, or Malpractice Insurance, is an extremely important coverage for any Chiropractic office. Professional Liability is important because it protects you against claims that arise out of professional advice or consulting. For Chiropractors this is important because most Chiropractic offices rely heavily on giving advice. There are many Professional Liability programs available, including specialty programs specifically for Chiropractors.

Insurance for Chiropractors – General Liability

General Liability is another important coverage that every Chiropractor should carry. General Liability is both affordable and easy to obtain. General Liability protects your business against bodily injury and property damage claims that may arise out of your business operations. For example, if you have a patient trip and injure themselves in the office, the General Liability can provide coverage. General Liability tends to be very affordable for Chiropractors so there is no reason not to carry this coverage.

Insurance for Chiropractors – Business Personal Property

Business Personal Property is an optional but important coverage for Chiropractors. Business Personal Property can cover all of your tools, equipment, and even your diagnostic and therapy equipment. In fact, you can specifically schedule property on to your policy to assure you get a full replacement in the event of a large loss. You can often bundle your General Liability and Business Personal Property into a single packaged policy referred to as a Business Owners Policy.

If you would like to learn more about Insurance for your Chiropractic office, let us know! You can reach us at 925-297-4829.

All information is general in nature and is intended to provide guidance only. It is up to you to request specific coverage options, the agency and agent do not bear this responsibility. Always read the policy if there is a questions about coverage or a claim. If any information herein should conflict with your actual policy’s specific language, the policy language will be controlling.

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