Insurance for Your Dry Cleaning or Laundry Business

Insurance for Your Dry Cleaning or Laundry Business

If you own or manage a Dry Cleaning or Laundry businesses, it is your responsibility to properly Insure the business. There are several coverages and options to consider for your Dry Cleaning or Laundry business and we will break down the basics for you.

Insurance for Your Dry Cleaning or Laundry Business- General Liability

Regardless of your Dry Cleaning or Laundry Business’s operations, General Liability is an important coverage that you should carry. There are several programs available for Dry Cleaning and Laundry Businesses and most of them are very affordable. In addition to the General Liability policy, there are packaged policies available, also known as Business Personal Property, which include coverage for both the General Liability and Business Personal Property. While Business Owners Policies do cost a bit more, they include several additional coverages that are important for Fry Cleaning and Laundry Businesses.

Insurance for Your Dry Cleaning or Laundry Business – Business Property

For Dry Cleaning and Laundry Businesses, Business Personal Property and Property of Others are two very important and affordable coverages. As mentioned above, Business Personal Property can be bundled with your General Liability policy in a single policy with a single policy number. Business Personal Property can include coverage for your washing machines, clothing press, computers, valuable paperwork, and property of your clients as well. Again, this coverage is often very affordable and can save your business from closure if a large claim occurs.

Insurance for Your Dry Cleaning or Laundry Business- Auto Liability

Some Dry Cleaning services also include delivery services. The outside exposure associated with this type of service is often excluded from your personal lines Auto Insurance policies. This makes it especially important to protect your business with proper Auto Insurance coverage. There are several different options, depending on your operations. This can include a Commercial Auto policy, Hired and Non-Owned Auto Liability, and more.

If you would like to learn  more about obtaining the right coverages for your car, we are here to help.

To learn more, give us a call at 925-297-4829.

All information is general in nature and is intended to provide guidance only. It is up to you to request specific coverage options, the agency and agent do not bear this responsibility. Always read the policy if there is a questions about coverage or a claim. If any information herein should conflict with your actual policy’s specific language, the policy language will be controlling.