09 Jun Walnut Creek Commercial Cleaning Insurance
WALNUT CREEK COMMERCIAL CLEANING INSURANCE
Over the last 50 years, Walnut Creek has grown into a affluent community with dozens of commercial properties. With this increase of commercial properties comes an increased need for Commercial Cleaning Companies. There are several items to consider when purchasing Insurance for your Walnut Creek Commercial Cleaning Company.
WALNUT CREEK COMMERCIAL CLEANING INSURANCE- GENERAL LIABILITY INSURANCE
General Liability Insurance is extremely important for Commercial Cleaning Companies. It is particularly important because you are cleaning commercial properties worth millions. Remember, even a small claim can have a domino effect that can result in millions of dollars of damages. Many business owners do not realize that the cost to increase your General Liability limits is usually very little. In some cases, you can even double Liability limits for no additional cost, you just have to ask.
WALNUT CREEK COMMERCIAL CLEANING INSURANCE- ADDITIONAL INSURED’S
In addition to carrying ample General Liability Insurance limits, you should shop for a carrier that includes Blanket Additional Insured’s on the policy. Doing so will likely save you time and money over the course of the year. This is because when a blanket additional insured is not included on the policy, many carriers charge for each individual endorsement. This often costs more and also takes more time to obtain Certificates of Insurance, as the broker needs to get confirmation of the endorsement each time it is requested.
WALNUT CREEK COMMERCIAL CLEANING INSURANCE- PROPER CLASSIFICATIONS
Properly classifying your operations with the carrier is important for any business, however, with janitorial this is particularly important. For instance, if you are involved with ANY residential cleaning, you may find it much more difficult to find Insurance, even if it is a small portion of your business. It is also very important to disclose operations like medical or dental office cleaning. While these are considered commercial, these locations are often specifically excluded on many policies.
If you own or manage a Walnut Creek Commercial Cleaning Company and would like to learn more about proper Insurance coverage, let us know!
Our Commercial Cleaning Insurance specialist is eager to answer your questions. You can reach us at 925-297-4829.
All information is general in nature and is intended to provide guidance only. It is up to you to request specific coverage options, the agency and agent do not bear this responsibility. Always read the policy if there is a questions about coverage or a claim. If any information herein should conflict with your actual policy’s specific language, the policy language will be controlling.