21 Aug Homeowners Insurance in Kensington California
Kensington California is an unincorporated area of Contra Costa County nestled between the Berkeley and El Cerrito hills. The area offers peace and quiet away from the bustle of the East Bay, but offers easy access to all of the amenities. Kensington offers a small town feel that has led to an increase in recent home purchases. Unfortunately due to the open space and regional parkland to the East, it has become increasingly challenging to obtain Homeowners Insurance in Kensington California.
In recent years insurance carriers have become much more strict in regards to writing new policies in hilly areas due to wildfire concerns and small road sizes. Homeowners are having their policies non-renewed, and have faced difficulty when looking for new coverage. Luckily, there are solutions. Following are a few tips for obtaining Homeowners Insurance in Kensington California.
3 Tips for Homeowners Insurance in Kensington California
Package Your Policies – Insuring your Home, Auto, and Umbrella policies with the same carrier can yield up to 30% savings on each policy.
Maintain Brush Clearance – Even though you may have purchased a new Homeowners Insurance policy the carrier has a window to inspect your property. In the hills areas carriers will generall do a drie by inspection to make sure that the home is well maintained and there is brush clearance around your home.
Work With a Broker – Brokers represent you to the carrier and it is in their best interest to place you with the company that suits your needs. Oftentimes brokers can present you with 2 or 3 options so that you can have a few options when purchasing new Homeowners Insurance in Kensington California.
Who Should I Contact for Homeowners Insurance in Kensington California?
Stone Creek Insurance Agency is an East Bay Based Brokerage that understands the unique construction and location of the homes that require special coverage. If you have any questions or would like an evaluation of your insurance portfolio please feel free to give us a ring at 925-297-4202 or simply fill out the form to the right. We hope to help you with your search for Homeowners Insurance in Kensington California!
All information is general in nature and is intended to provide guidance only. It is up to you to request specific coverage options, the agency and agent do not bear this responsibility. Always read the policy if there is a questions about coverage or a claim. If any information herein should conflict with your actual policy’s specific language, the policy language will be controlling.