25 Aug Los Angeles Commercial Auto Insurance
Los Angeles Commercial Auto Insurance
There is no shortage of automobiles driving on Los Angeles roads. This makes it especially important to carry proper Commercial Auto Insurance if you own or manage a business in the Los Angeles area. We will explain some of the basic coverages to assure you understand what you need when driving your Commercial Auto in the Los Angeles area.
Los Angeles Commercial Auto Insurance – Liability Limits
Obtaining adequate coverage is imperative for those living in the Los Angeles area. Los Angeles is well known for their roads dense with vehicles. Many of these vehicles are very valuable and the shear amount of vehicles makes it critical you have proper limits. When shopping for Commercial Auto Insurance, you should stick to at least $1,000,000 Combined Single Limits. This may seem like a lot, however, a multi-vehicle accident, plus bodily injury, can add up very quickly.
Los Angeles Commercial Auto Insurance – Uninsured/Underinsured Motorist
Uninsured and Underinsured Motorist coverage is important anywhere, however, in Los Angeles, this coverage is especially important. There are several situations where having this coverage can save your business, and they are all common. Uninsured/Underinsured Motorist coverage is often very affordable, and it can truly save you in situations like hit and runs or accidents with vehicles that are not properly Insured.
Los Angeles Commercial Auto Insurance – Additional Coverages
There are several additional coverage that should be considered when purchasing Commercial Auto. If you have tools & equipment on the vehicle, you can obtain coverage for this property. If you operate a service oriented business you may need to purchase Additional Insured endorsements for jobsites that require it. Hired and Non-Owned Auto is another important coverage for those companies that have employees driving their vehicles.
If you would like to learn more about Los Angeles Commercial Auto, give us a call at 925-297-4829.
All information is general in nature and is intended to provide guidance only. It is up to you to request specific coverage options, the agency and agent do not bear this responsibility. Always read the policy if there is a questions about coverage or a claim. If any information herein should conflict with your actual policy’s specific language, the policy language will be controlling.